Region
Tier
Bank Pulse
Banks on the Brink — and everyone else.
A daily composite score for every bank in our coverage universe. Built from FDIC call reports, FFIEC FR Y-9C, EBA disclosures, and live market data — no LLMs, no opaque ML. The methodology is published in full.
Coverage · 34 banks · 34 match the current filter · Fundamentals as of 2026-Q1 · Market data as of 8 May 2026
RankBankTier 1HTM / T1FATFComposite
On the Brink & Stressed
1
Metro Pacific Trust Bank
Community · United States · $4bn assets
Tier 1 6.4%
HTM 78% / T1
9.3On the Brink
2
Flagstar Financial (formerly NYCB)
Regional · United States · FLG · $97bn assets
Tier 1 9.4%
HTM 22% / T1
39.3Stressed
3
Valley National Bancorp
Regional · United States · VLY · $64bn assets
Tier 1 10.1%
HTM 28% / T1
44.3Stressed
Watch
4
Truist Financial Corporation
Regional · United States · TFC · $540bn assets
Tier 1 10.9%
HTM 52% / T1
48.2Watch
5
Western Alliance Bancorporation
Regional · United States · WAL · $82bn assets
Tier 1 11.1%
HTM 14% / T1
54.8Watch
6
PNC Financial Services Group
Regional · United States · PNC · $565bn assets
Tier 1 11.5%
HTM 44% / T1
55.9Watch
Adequate
7
U.S. Bancorp
Regional · United States · USB · $685bn assets
Tier 1 11.8%
HTM 38% / T1
60.9Adequate
8
Société Générale S.A.
G-SIB · France · GLE · $1790bn assets
Tier 1 13.4%
HTM 17% / T1
67.4Adequate
9
Deutsche Bank AG
G-SIB · Germany · DBK · $1510bn assets
Tier 1 13.6%
HTM 14% / T1
69.6Adequate
10
Bank of America Corporation
G-SIB · United States · BAC · $3320bn assets
Tier 1 13.5%
HTM 41% / T1
70.2Adequate
11
Wells Fargo & Company
G-SIB · United States · WFC · $1950bn assets
Tier 1 13.2%
HTM 33% / T1
70.9Adequate
12
Commerzbank AG
D-SIB · Germany · CBK · $590bn assets
Tier 1 14.7%
HTM 19% / T1
71.2Adequate
13
Banco Santander S.A.
G-SIB · Spain · SAN · $1780bn assets
Tier 1 13.2%
HTM 9% / T1
72.4Adequate
14
Banco Bilbao Vizcaya Argentaria, S.A.
G-SIB · Spain · BBVA · $855bn assets
Tier 1 13.9%
HTM 11% / T1
74.4Adequate
15
BNP Paribas S.A.
G-SIB · France · BNP · $2780bn assets
Tier 1 14.0%
HTM 11% / T1
74.5Adequate
16
Standard Chartered PLC
International · United Kingdom · STAN · $850bn assets
Tier 1 14.2%
HTM 12% / T1
74.9Adequate
Healthy & Robust
17
Citigroup Inc.
G-SIB · United States · C · $2440bn assets
Tier 1 14.1%
HTM 22% / T1
75.0Healthy
18
Westpac Banking Corporation
International · Australia · WBC · $720bn assets
Tier 1 13.8%
HTM 9% / T1
75.3Healthy
19
Barclays PLC
G-SIB · United Kingdom · BARC · $1640bn assets
Tier 1 14.0%
HTM 13% / T1
76.0Healthy
20
Mizuho Financial Group, Inc.
International · Japan · 8411 · $2080bn assets
Tier 1 13.6%
HTM 13% / T1
76.2Healthy
21
Lloyds Banking Group plc
D-SIB · United Kingdom · LLOY · $1080bn assets
Tier 1 14.6%
HTM 14% / T1
78.4Healthy
22
Royal Bank of Canada
G-SIB · Canada · RY · $1540bn assets
Tier 1 14.6%
HTM 14% / T1
78.8Healthy
23
Bank of China Limited
International · Hong Kong SAR · 3988 · $4280bn assets
Tier 1 13.7%
HTM 6% / T1
78.8Healthy
24
Sumitomo Mitsui Financial Group, Inc.
International · Japan · 8316 · $2250bn assets
Tier 1 13.9%
HTM 10% / T1
78.9Healthy
25
Mitsubishi UFJ Financial Group
International · Japan · 8306 · $3100bn assets
Tier 1 14.3%
HTM 11% / T1
79.6Healthy
26
ING Groep N.V.
G-SIB · Netherlands · INGA · $1055bn assets
Tier 1 14.7%
HTM 7% / T1
80.0Healthy
27
UBS Group AG
G-SIB · Switzerland · UBSG · $1710bn assets
Tier 1 14.5%
HTM 8% / T1
80.7Healthy
28
China Construction Bank Corporation
International · Hong Kong SAR · 939 · $5710bn assets
Tier 1 14.2%
HTM 4% / T1
80.9Healthy
29
Intesa Sanpaolo S.p.A.
G-SIB · Italy · ISP · $1005bn assets
Tier 1 14.8%
HTM 16% / T1
81.0Healthy
30
HSBC Holdings plc
G-SIB · United Kingdom · HSBA · $3010bn assets
Tier 1 16.2%
HTM 18% / T1
81.6Healthy
31
Industrial and Commercial Bank of China
International · Hong Kong SAR · 1398 · $6310bn assets
Tier 1 14.4%
HTM 5% / T1
81.6Healthy
32
The Goldman Sachs Group, Inc.
G-SIB · United States · GS · $1650bn assets
Tier 1 15.8%
HTM 12% / T1
83.8Healthy
33
DBS Group Holdings Ltd
International · Singapore · D05 · $600bn assets
Tier 1 16.4%
HTM 5% / T1
87.3Healthy
34
JPMorgan Chase & Co.
G-SIB · United States · JPM · $4120bn assets
Tier 1 16.4%
HTM 8% / T1
87.5Healthy