Editorial policy

1. What we publish

Regulator Watch publishes records produced by financial-services regulators and equivalent public-sector bodies (central banks, financial-conduct authorities, capital-markets authorities, securities commissions, anti-money-laundering supervisors, deposit- insurance authorities, and global standard-setters such as FATF, FSB, IOSCO and the Basel Committee). We surface the following categories:

• Warnings — unauthorised-firm notices, clone-firm alerts, and equivalent public statements;
• Enforcement — final notices, decision notices, published settlements, and licence revocations that the regulator has already made public;
• Rulemaking — proposed and final rules, consultation papers, technical standards;
• Guidance— regulators’ interpretation of existing rules;
• Court rulings — judgments and orders in regulatory matters;
• FATF status — plenary outcomes and status changes;
• Bank Pulse — quantitative scoring of banks from public filings using our published methodology;
• Expos — significant industry events, published as a directory.

2. What we do not publish

• Speculation about ongoing, non-public investigations.
• Allegations against named individuals or firms that are not already in a regulator’s own public record.
• Material the original publisher has marked confidential or is otherwise non-public.
• Tips that we cannot trace to a primary public source.
• Anything that would constitute investment advice, legal advice, or tax advice — see the disclaimer.

3. Sourcing standards

Every item links to a primary public source on the originating regulator’s own domain. Where the source exists only as a PDF or a press release with no stable URL, we mirror an archive copy and link to both. Where we translate or summarise a source, we preserve quoted phrases verbatim within the limits of fair-dealing / fair-use, and we mark the rest as our summary rather than the regulator’s words. Automated translation is human-reviewed before publication for severity-4 and severity-5 items.

4. Severity scoring

We assign each item a severity from 1 to 5 to support navigation. The scale reflects how consequential an item is for regulated firms and consumers — not the moral judgment of the regulator or of Regulator Watch. The scoring is rule-based and documented in our internal classifier; high-severity items (≥ 4) are reviewed by a human before publication.

5. Independence and conflicts of interest

We do not accept payment, gifts, or favours in exchange for editorial coverage of any firm, regulator, jurisdiction, or topic. We do not accept payment, gifts, or favours in exchange for the omission of editorial coverage. Sponsor placements appear in clearly labelled and visually segregated slots; sponsors have no input into editorial decisions and are not informed of editorial items concerning them before publication. Sponsor relationships are disclosed on the sponsors page.

Where the operator or any member of editorial staff has a personal financial interest in a firm covered by an item, that interest is disclosed at the bottom of the item.

6. Corrections, retractions, and updates

Mistakes happen. Our standing commitment is to correct them promptly, openly, and on the record.

How to flag one: email info@disruptfinance.io. Include the item URL, the specific text you believe is inaccurate, and (where possible) a link to the source that supports your position. We respond within two business days.

What we do:

• Typographical or formatting fixes — corrected silently within 24 hours.
• Substantive corrections— the article is corrected and an editor’s note is appended describing what was wrong and when it was fixed. The note is permanent.
• Retractions — where an item should not have been published at all, the original copy is replaced with a retraction notice that explains the decision and remains in place at the original URL. We do not silently delete published items.
• Source updates— where a regulator amends or withdraws the underlying notice, we update our copy to match and link to the regulator’s updated page; we preserve the previous version in our archive.

7. Right of reply

Anyone named in an item — whether an individual, a firm, or a regulator — may submit a right-of-reply statement. Statements of reasonable length, signed by an identified spokesperson, will be appended to the item beneath an “Right of reply” heading without editorial interference, subject only to redaction of any third- party personal data, anything defamatory of a third party, or anything contrary to applicable law. Submit to info@disruptfinance.io.

8. Anonymous sources

We do not use anonymous sources for routine items. For the rare investigative pieces (see Investigations) we use named, on-the-record sources wherever practicable; where confidential sourcing is unavoidable we explain to the reader why the source is anonymous, corroborate the source independently before publication, and assess and disclose the source’s motive insofar as we are able.

9. AI and automation

Ingestion, classification, and translation use automated tooling. Human editorial review is applied to all severity-4 and severity-5 items before publication and to all investigations end-to-end. We do not publish machine-generated commentary, opinion, or speculation. Where automated translation is used, items carry a translation byline and the original-language source is linked.

10. Accountability

Editorial responsibility lies with the operator named on the imprint page. Complaints that have not been resolved through info@disruptfinance.iomay be escalated to the supervisory authority for the journalism profession in the operator’s jurisdiction (or, for data-protection complaints, to the relevant data- protection supervisory authority).