Dossier
Entities in the regulator record.
Every firm we have on file — drawn from the items we ingest and from a hand-curated archive of historic licence-loss cases. Each entity carries a Regulator Record score derived from public regulator actions, plus a band that summarises the score in plain language. The methodology is arithmetic on public records, not editorial opinion.
2 entities on file · See the worst-rated cohort →
Authorised, with restrictions(2)
Rating legend
Every entity dossier carries a Regulator Record score (0–100, higher is cleaner) plus a band that summarises the score in plain language. The score is arithmetic on public regulator actions — severity × recency-decay — not editorial opinion. Three special bands sit alongside the numeric scale to capture situations the maths alone misses:
- SevereMajor enforcement against a still-active firm, or a long-running pattern of unauthorised activity. Read the timeline before engaging.
- Never authorisedOperating or operated without verifiable authorisation in any jurisdiction we have records for.
- Licence revokedAuthorisation revoked or withdrawn. May still be visible on the internet under the original brand.
- High concernSignificant enforcement footprint — multiple actions, recent in time, or substantial in size.
- Authorised, with restrictionsHolds a current authorisation that the regulator has formally restricted — e.g. an undertaking not to solicit retail clients in a specific region.
- Mixed recordMultiple regulator findings of varying severity. Current standing requires reader judgement; check the timeline.
- Material findingsOne or more material regulator findings on record, but the firm remains authorised and the matters appear historical.
- Clean recordNo material public regulator actions on file. Apparently in good standing.
Each entity is named in items linked to its dossier. Disagree with a score? Right of reply is available on every dossier page.